Terms & Conditions

By accessing and using the Avarsh Capital website and services, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services. These terms apply to all visitors, clients, and others who access or use our services. We reserve the right to modify these terms at any time, with changes taking effect upon posting to our website.

Avarsh Capital is an AMFI Registered Mutual Fund Distributor (ARN-335547) providing: • Mutual fund distribution and advisory services • Systematic Investment Plan (SIP) guidance • Insurance product distribution • Financial planning and goal-based advisory • Portfolio review and monitoring services • Retirement, tax, and estate planning consultation Our services are educational and advisory in nature. We are not registered as an Investment Adviser under SEBI (Investment Advisers) Regulations, 2013.

IMPORTANT: Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance of a fund is not indicative of its future performance. The information provided on this website is for general informational purposes only and should not be construed as personalised investment advice. Investment decisions should be made based on your individual financial situation, risk tolerance, and investment objectives. Avarsh Capital does not guarantee any specific returns on investments. All investments carry risk, and you may receive less than you invested.

Avarsh Capital operates as a SEBI and AMFI regulated entity. Our distributor ARN is ARN-335547. We are bound by the AMFI Code of Conduct and SEBI regulations governing mutual fund distributors. As a distributor, we earn commission from Asset Management Companies (AMCs) for distributing their mutual fund products. These commissions are disclosed in the scheme documents and account statements as required by regulatory guidelines. We encourage clients to visit the AMFI website (www.amfiindia.com) for more information.

While we strive to provide accurate and up-to-date information on our website, we make no warranties or representations about the accuracy, completeness, or reliability of any information. Market data, fund performance figures, and financial information are subject to change without notice. We strongly recommend verifying all important financial information through official AMC websites, AMFI, SEBI, and other authoritative sources before making investment decisions.

Avarsh Capital, its founder, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from: • Investment losses or underperformance • Use or inability to use our website or services • Reliance on information provided on our website • Unauthorised access to or alteration of your data Our total liability for any claim shall not exceed the fees, if any, paid by you in the preceding six months.

All content on this website, including text, graphics, logos, images, and software, is the property of Avarsh Capital or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from this website without our express written permission.

We maintain strict confidentiality of all client information. Client financial data, investment details, and personal information are protected and will not be disclosed to third parties except: • As required by regulatory authorities (SEBI, AMFI, IT Department) • With your explicit consent • As necessary to execute your investment transactions with AMCs • As required by applicable law

If you have any grievance regarding our services, please contact us first at [email protected]. We will acknowledge your grievance within 48 hours and aim to resolve it within 30 working days. If your grievance remains unresolved, you may escalate it to AMFI at www.amfiindia.com or contact SEBI's SCORES portal at scores.gov.in.

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of courts in Gandhinagar, Gujarat, India.

For questions about these Terms and Conditions: Avarsh Capital Email: [email protected] Phone: +91 87329 30621 Address: Gandhinagar, Gujarat, India — 380 001 AMFI Registration Number: ARN-335547